HELPING EVERYDAY AUSSIES TAKE CONTROL OF THEIR FINANCES

Whether you’re building wealth, planning for retirement, or getting your finances on track, we’ll tailor a strategy that suits your goals and sets you up for long-term success.

Financial Planning melbourne

Need a Financial Adviser? 

Here’s how it works.

Come in for a chat

In this free meeting we will discuss where you are at and what your short term, medium term & long term financial goals are. Coffee is on us!

Advice & Implement

Based on your goals, we will develop a comprehensive strategy to work towards achieving these goals. Our administration team will then work with you to action the advice.

Manage & Track

You have the option of engaging us on an ongoing basis. This way you will get a regular review of your circumstances and we can work to make changes as you go through life.

reviews

What our clients are saying

WE DO THE HARD WORK FOR YOU

FINANCIAL PLANNING MELBOURNE

We focus on delivering the best financial planning services to our Melbourne clients. It is our mission to give you peace of mind and financial security. We will do this by mapping out a plan for your money whilst helping you develop wise financial habits. Our team of financial planners (known as Kadota Strategic Wealth) provide services to clients in Blackburn, Ringwood, Croydon, Box Hill, Burwood and other surrounding areas throughout the eastern suburbs of Melbourne. At Kadota Strategic Wealth we will listen to you, identify your financial goals, and get your financial affairs into shape!

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.

OUR SERVICES

STRESS FREE FINANCIAL PLANNING

PLANNING

YOUR RETIREMENT

We will work with you to create a realistic and achievable goal for the lifestyle you wish to live in retirement. Our aim is to answer all of your questions, whether that be; figuring out how much money you need in your super, how long your money will last, what Centrelink benefits you are entitled to, investment advice and maximizing your tax benefits.

PLANNING

YOUR PROTECTION

A major unknown factor in planning is your future health. Things can happen which are unplanned, unwanted and can cause enormous strain on you and your family. Unforeseen events such as losing your capacity to earn an income or even premature death can have a disastrous effect, not only on your ability to ensure the success of your plan, but also to those loved ones around you. Ensuring that your core goals are able to be achieved even in the face of an unforeseen event is critically important.

PLANNING

YOUR INVESTMENTS

We believe that when it comes to managing your investments, the most critical element is ensuring that your investment objective and strategy is aligned with your goals and plan. With a clear strategy aligned to your needs, the focus is then directed towards the achievement of your long-term investment objective, taking into consideration appropriate volatility, diversification and asset allocation.

PLANNING

YOUR SUPER & SMSF

Your superannuation will most likely be one of the biggest investments you will make in your life. Whether you’re in a retail, industry, or self-managed super fund (SMSF), we provide tailored advice to help you make informed decisions. Covering where and how to invest, managing contributions effectively, and consolidating your super accounts where appropriate. By building your super strategically, you’re laying the groundwork for a financially secure and confident retirement.

PLANNING

YOUR LIFE EVENTS

We understand that life is full of milestones, some planned, others unexpected. Whether you’re buying a car, purchasing a family home, welcoming a new baby, or planning a well-earned holiday, each event brings financial decisions that can shape your future. Our role is to help you prepare with confidence. Through tailored budgeting, savings strategies, and debt management plans, we provide a clear roadmap to help you achieve your goals while minimising financial stress.

PLANNING

YOUR CASH FLOW

Our research has clearly shown that your cash flow strategy has the largest impact on the success or failure of your overall financial plan. The most essential element in achieving success within your cash flow strategy over the long term is “spending less than you earn”. We work closely with you to understand your goals and cash flow requirements throughout the year, while benchmarking your progress along the way to help you take control of your future.

FAQs

Frequently
Asked
Questions

A financial adviser helps you make smart decisions about your money, whether that’s managing your budget, growing your super, investing, planning for retirement or protecting your income. At Kadota, we take the time to understand your goals and tailor a plan that works for you, not just now but for the long haul.

The cost can vary depending on your needs and the complexity of your situation. Some advisers charge an upfront fee (often between $1,500 and $3,000) for a comprehensive financial plan, while ongoing advice might involve a monthly or annual fee. At Kadota, we’re transparent about costs from the start, and we’ll help you understand exactly what you’re paying for.

In many cases, yes. A good adviser can help you avoid costly mistakes, take advantage of opportunities you might not know about and grow your wealth with confidence. More than that, they give you peace of mind. At Kadota, we’re here to simplify the complex and support you at every stage of life.

If you rely on your income to cover your living expenses, as most Aussies do, then income protection insurance can be a smart move. It helps cover a portion of your income if you’re unable to work due to illness or injury. Like all insurance, it depends on your personal situation, but it can be a crucial safety net. We’ll help you weigh the pros and cons based on your needs.

As a general guide, the Association of Superannuation Funds of Australia (ASFA) suggests having around $340,000 to $430,000 in super by age 50 to stay on track for a comfortable retirement. But everyone’s situation is different. At Kadota, we can help you figure out where you stand and what steps you can take to boost your balance.

To retire on a $70,000 annual income, you’ll likely need around $1.1 to $1.5 million in super. This depends on factors like your lifestyle, investment returns and whether you’re eligible for the Age Pension. It’s a big number, but the right plan can help you get there without sacrificing your lifestyle today.

Some banks do offer financial advice, but it’s often limited to their own products and services. For truly personalised advice that puts your best interests first, it’s worth speaking to a qualified, independent financial adviser like the team at Kadota.

It’s never too early or too late to get advice. Whether you’re buying your first home, starting a family, growing your investments or planning for retirement, a financial adviser can help you make confident, informed decisions. If you’ve ever thought, “I should probably get on top of this,” that’s a good time to start.

BOOK A FREE APPOINTMENT

Enter your details and we will contact you within the next 24 hours.

 In this initial appointment you’ll find out:

  • If you need insurance and protection against what matters most.
  • How we can help plan your finances and build your wealth
  • What your number is to get to retirement and live comfortably

Have all your questions answered by an experienced and qualified professional Financial Adviser.

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances.
Please seek personal advice prior to acting on this information.
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