wpadmin

/wpadmin

About wpadmin

This author has not yet filled in any details.
So far wpadmin has created 10 blog entries.

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate [...]

By |2019-05-28T00:57:22+00:00May 28th, 2019|home loan|0 Comments

Federal Budget 2019

Paving the way to an election Treasurer Josh Frydenberg has delivered a ‘back in the black’ Budget aimed squarely at voters, stressing the Morrison Government’s commitment to financial discipline and low taxes. As expected, the Treasurer signaled sweeping tax cuts and major infrastructure spending if the Coalition wins the upcoming federal election widely expected to be held [...]

By |2019-04-03T02:35:50+00:00April 3rd, 2019|Uncategorised|0 Comments

Investing interstate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain. You could be buying into an area with greater potential capital growth [...]

By |2019-04-02T04:30:30+00:00April 2nd, 2019|home loan, Loan Basics, loans, mortgage|0 Comments

Guide to making motor vehicle expense claims

A perennial topic regarding tax deductions is claiming expenses for a car. The following notes summarise the most salient points when it comes to claiming a deduction for motor vehicle expenses. Of course, every person’s circumstances may be different, but the following covers most of the relevant information.   Key points to keep in mind [...]

By |2019-03-04T00:59:25+00:00March 4th, 2019|Uncategorised|0 Comments

Rental yields – what you need to know

Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property.   Calculating rental yield   A good first step in examining [...]

By |2019-02-14T01:57:46+00:00February 14th, 2019|Uncategorised|0 Comments

When is the best time to refinance your home loan?

As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. [...]

By |2019-02-14T01:53:48+00:00February 14th, 2019|home loan, Loan Basics, loans, mortgage|0 Comments

Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to [...]

By |2018-11-07T01:50:39+00:00November 7th, 2018|home loan, Loan Basics, loans, mortgage, Uncategorised|0 Comments

How redraw works and why it’s a handy loan feature

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more than your minimum scheduled repayments, then you’ll have [...]

By |2018-10-26T04:08:35+00:00October 26th, 2018|finance, home loan, Loan Basics, loans, mortgage|0 Comments

FEDERAL BUDGET 2018-19 Analysis

The Federal Government has turned the spending tap back on, signalling the end of the revenue drought since the GFC and the end of the mining investment boom. As widely anticipated, Treasurer Scott Morrison’s third Budget has cut income taxes, boosted support for senior Australians, delivered $24.5 billion of new infrastructure spending and promised [...]

By |2018-06-05T01:55:09+00:00May 9th, 2018|Acquisitions, Financial, Governments, Taxes|0 Comments