wpadmin

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So far wpadmin has created 11 blog entries.

Have you got your director ID

COMPANY DIRECTORS URGENT REMINDER Back in November of last year we advised you of the new requirement for Directors to register for a Director Identification Number. How Director ID Works A director ID is a 15-digit identifier given to a director (or someone who intends to become a director) who has verified their identity. Directors [...]

By |2023-08-11T05:46:42+00:00August 11th, 2023|finance|Comments Off on Have you got your director ID

Federal Budget 2023

The 2023 Federal Budget focuses on providing cost of living relief through lower power bills, higher welfare payments and more support for small business and housing. Note: These changes are proposals only and may or may not be made law. Cost of living Energy bill relief: An electricity bill credit of up to $500 will [...]

By |2023-05-19T00:54:01+00:00May 9th, 2023|Financial, Governments, Superannuation|Comments Off on Federal Budget 2023

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate [...]

By |2019-05-28T00:57:22+00:00May 28th, 2019|home loan|Comments Off on Top ways to cut your expenses and increase your savings

Investing interstate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain. You could be buying into an area with greater potential capital growth [...]

By |2019-04-02T04:30:30+00:00April 2nd, 2019|home loan, Loan Basics, loans, mortgage|Comments Off on Investing interstate

Guide to making motor vehicle expense claims

A perennial topic regarding tax deductions is claiming expenses for a car. The following notes summarise the most salient points when it comes to claiming a deduction for motor vehicle expenses. Of course, every person’s circumstances may be different, but the following covers most of the relevant information.   Key points to keep in mind [...]

By |2019-03-04T00:59:25+00:00March 4th, 2019|Uncategorised|Comments Off on Guide to making motor vehicle expense claims

Rental yields – what you need to know

Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property.   Calculating rental yield   A good first step in examining [...]

By |2019-02-14T01:57:46+00:00February 14th, 2019|Uncategorised|Comments Off on Rental yields – what you need to know

When is the best time to refinance your home loan?

As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. [...]

By |2019-02-14T01:53:48+00:00February 14th, 2019|home loan, Loan Basics, loans, mortgage|Comments Off on When is the best time to refinance your home loan?

Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to [...]

By |2018-11-07T01:50:39+00:00November 7th, 2018|home loan, Loan Basics, loans, mortgage, Uncategorised|Comments Off on Understanding which home loan features are right for you

How redraw works and why it’s a handy loan feature

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more than your minimum scheduled repayments, then you’ll have [...]

By |2018-10-26T04:08:35+00:00October 26th, 2018|finance, home loan, Loan Basics, loans, mortgage|Comments Off on How redraw works and why it’s a handy loan feature

Life insurance inside or outside super?

If you’ve got super, chances are you’ll have some default insurance included and the option to buy more at an attractive price. It’s a cost effective way to get a basic level of cover, but holding insurance inside super does have some downsides. Forms of super insurance There are three types of insurance you can [...]

By |2018-06-05T01:51:07+00:00June 5th, 2018|Financial, Insurance, Superannuation|Comments Off on Life insurance inside or outside super?
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