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Rental yields – what you need to know

Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property.   Calculating rental yield   A good first step in examining [...]

By |2019-02-14T01:57:46+11:00February 14th, 2019|Uncategorised|Comments Off on Rental yields – what you need to know

When is the best time to refinance your home loan?

As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. [...]

By |2024-07-12T00:20:42+10:00February 14th, 2019|home loan, Loan Basics, loans, mortgage|Comments Off on When is the best time to refinance your home loan?

Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to [...]

By |2024-07-12T00:22:04+10:00November 7th, 2018|home loan, Loan Basics, loans, mortgage, Uncategorised|Comments Off on Understanding which home loan features are right for you

How redraw works and why it’s a handy loan feature

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more than your minimum scheduled repayments, then you’ll have [...]

By |2024-07-12T00:23:43+10:00October 26th, 2018|finance, home loan, Loan Basics, loans, mortgage|Comments Off on How redraw works and why it’s a handy loan feature

Life insurance inside or outside super?

If you’ve got super, chances are you’ll have some default insurance included and the option to buy more at an attractive price. It’s a cost effective way to get a basic level of cover, but holding insurance inside super does have some downsides. Forms of super insurance There are three types of insurance you can [...]

By |2024-02-06T07:55:06+11:00June 5th, 2018|Financial, Insurance, Superannuation|Comments Off on Life insurance inside or outside super?

FEDERAL BUDGET 2018-19 Analysis

The Federal Government has turned the spending tap back on, signalling the end of the revenue drought since the GFC and the end of the mining investment boom. As widely anticipated, Treasurer Scott Morrison’s third Budget has cut income taxes, boosted support for senior Australians, delivered $24.5 billion of new infrastructure spending and promised [...]

By |2024-08-12T00:21:11+10:00May 9th, 2018|Acquisitions, Financial, Governments, Taxes|Comments Off on FEDERAL BUDGET 2018-19 Analysis
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