Financial Adviser | Mortgage Broker | Director

LUKE TAYLOR

Luke Taylor is a credit representative (399117) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

For over 20 years, Luke has been working in finance and has successfully built Kadota’s lending and financial planning business from the ground up.

Accredited with over 40 different lenders and a qualified CFP®, he specialises in property purchases, construction finance, debt consolidation, investment lending, SMSF lending, mortgage assessment and superannuation advice.

Luke is driven by his passion for the financial services industry.  Being able to provide exceptional service, tailored advice and structured support is central to what he does.  He enjoys working closely with his clients to ensure they achieve their financial goals. It is important to him that his clients are looked after and feel supported every step of the way.

Outside work, Luke is a basketball fanatic, a Collingwood supporter and loves spending time with his young kids.

Financial Adviser

ANDREW GIRARDI

Andrew is AFPA qualified, has 30 years’ experience in the financial services industry and has been a financial adviser for 22 years.  He has an enthusiasm for seeing individuals, couples and families take control of their financial situations, establish strong foundations and then build upon those.

Andrew loves his footy, barracking for the Western Bulldogs, and loves to cook.  Andrew is a man of integrity and honesty upholding all the values and ethics that are important to us and to our clients, at Kadota.

Director | Principal Accountant

ADAM CAPPS

Meet Adam, One of Senior Client Managers & Partner at Kadota Accounting
With over 20 years in public practice, Adam brings well-rounded expertise across GST, Business Activity Statements, Capital Gains Tax, investment property strategies, and all business structures and tax planning incentives. He is passionate about helping businesses and individuals succeed through tailored tax planning and reduction strategies.

Outside the office, Adam keeps active and enjoys spending time with his family. A keen golfer, he runs a social golf group exploring Victoria’s many courses. He is also a dedicated sports fan, supporting the Melbourne Storm in the NRL, the North Melbourne Kangaroos in the AFL, and following NBA basketball with enthusiasm.

Respected for his integrity and honesty, Adam is committed to building strong, lasting relationships with clients at Kadota.

Accounting Client Service Manager

DANIELLA ALLEN

Meet Daniella, One of Our Client Services Specialists
With nearly 30 years of experience in specialised client services and complex technical support, Daniella combines professionalism with a friendly and authentic approach. She has a talent for quickly identifying the heart of any challenge and consistently goes above and beyond to deliver the right solution and an excellent client experience.

Outside the office, Dani enjoys staying active at the gym and catching concerts and theatre shows with friends.

SMSF Accounting & Administration

VANESSA LAURETA

Meet Vanessa, One of Our Dedicated SMSF Accountants

With over 10 years’ experience guiding clients through their SMSFs, Vanessa is passionate about helping people feel confident and supported when it comes to their super. Vanessa manages annual returns, audits, and new fund setups, answer questions, and explain super rules in plain language, making sure her clients always have the guidance they need to make informed decisions.

She genuinely enjoys supporting people, both professionally and personally. Outside of work, Vanessa loves reading, spending time with family and friends, and maintaining a healthy, active lifestyle. Bringing care, attention, and a thoughtful approach to everything she does is at the heart of who she is, and she takes pride in helping clients feel informed, confident, and at ease with their SMSF.

Lending Client Service Manager

ROBY CRUICKSHANK

Roby has extensive lending knowledge gained from her 15 years working at the Commonwealth Bank followed by a further 15 years working closely with mortgage brokers specialising in home and investment lending.  In short, there isn’t much Roby doesn’t know about home lending, with her passion and dedication she will work closely with you every step of the way to make the process as smooth as possible.  Her fine attention to detail, awesome customer relationship skills and the great satisfaction she gains from helping first home, multiple home or investment buyers will impress you – just like the hundreds of other people she has achieved amazing financial outcomes for over the years.

Roby is an integral part of the Kadota lending family, who we trust to get the best outcome for our clients and once you deal with Roby for your next home, investment or renovation, you will understand why we value her so highly.

Golf handicap is in progress in her spare time!

Paraplanner

JANELLE O’BRIEN

Janelle has extensive experience in the finance industry, having worked both locally and overseas in multinational financial institutions before transitioning to the financial planning advice space.  Janelle has worked with Andrew for 7 years since transitioning to financial planning when her kids were young.

Janelle has a Bachelor of Business and an Advanced Diploma in Financial Planning.  She works closely with our advisers to ensure our clients receive quality advice.

Mortgage Broker

JUSTUS CLOETE

Justus Cloete is a credit representative (506848) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

As the newest member of the Kadota team and a recent arrival to Australia, Justus has embraced the core values of Australian living and achieving the Australian dream. With first hand experience of how daunting buying your first home is in a new country, he is superbly positioned to assist our clients in obtaining their financial goals and owning their own home.

With over 20 years of business experience Justus is highly motivated and aware of how important exceptional customer service is. By utilising the suite of 40 different lenders we offer at Kadota, he will ensure that your needs are met to the highest possible standard.

Reception

MARA COLLINS

As our newest, youngest team member Mara is a breath of fresh air in the office and answering the phone.  With her previous experience in event management and insurance customer service, she has a great mix of talents for her role as receptionist.

Away from work she is a super passionate Carlton supporter who also loves spending time in the gym and cooking.

Office Manager

MEGAN PEAKE

Meet Megan, One of Our Longest-Standing Team Members
With 25 years at Knox Tax under her belt, Megan has truly grown with the business. Known for her adaptability and team spirit, she’s worn many hats over the years and embraced the variety each day brings. As Office Manager, she played a key role in client services and behind-the-scenes operations, always keeping things running smoothly and ready to tackle whatever comes her way.

Her steady presence and willingness to dive in wherever needed make her a valued part of the team.

Bookkeeper

KYLIE IVES

Meet Kylie, One of Our Experienced Bookkeeping Professionals
With over 25 years of experience and more than 13 years as a valued part of our team, Kylie brings deep expertise in bookkeeping, payroll, and BAS across a wide range of industries.

Known for her reliability and approachable style, Kylie combines technical know-how with a personable touch, making complex financial tasks seamless for clients. Her longstanding commitment and knowledge make her a cornerstone of our accounting team.

Accountant

JUDY POULTER

Meet Judy, One of Our Delightful Senior Accountants
With more than 30 years at Knox Tax, Judy combines a wealth of experience with a friendly personality and a highly organised approach. She thrives on building close relationships with clients and is a trusted guide when it comes to simplifying taxes and finances in a way that’s easy to understand.

Judy works with a wide range of clients, from tradies across various industries to mum-and-dad businesses and retirees. Alongside general tax and accounting services, she also specialises in:

• Individual and Business Tax Advice and Returns
• Property Investor Tax Advice
• Estate Tax Returns

Respected for both her expertise and her supportive nature, Judy is a true asset to our team.

Reception | Client Relationships

STEPHANIE TIPPING

Meet Stephanie,  The Friendly Face of Our Front Desk
With over a decade of experience in reception and administration, Stephanie is often the first point of contact for our clients and she makes every interaction count. Warm, efficient, and always helpful, she ensures queries are handled promptly or directed to the right team member, all while creating a welcoming and professional environment.

Stephanie thrives on building positive connections and enjoys being part of a close-knit team that supports both clients and each other.

Outside the office, Stephanie loves spending quality time with her husband, family and friends. A big fan of Sunday brunch, she’s always up for a relaxed catch-up over good food and great conversation

Accountant

JULIO BERMUDEZ-CAJINA

Meet Julio, One of Our Dedicated Accountants

Julio brings energy, expertise, and a calm, confident approach to everything he does. A Bachelor of Business (accounting) graduate, he has developed broad experience across a variety of industry sectors, including professional services, hospitality and education.

Known for his hardworking nature and team-focused mindset, Julio is as enthusiastic as he is reliable. His level-headed demeanour quickly puts clients at ease, making him a trusted and valued part of our team.

Outside the office, Julio’s passion for life continues, whether he’s cooking up a storm in the kitchen, playing praise and worship music on the piano, or spending quality time with his church and extended church family. He’s also a keen futsal player and a Collingwood-mad AFL fan, black and white through and through!

Bookkeeper

LOREL DE ANGELIS

Meet Lorel, One of Our Experienced Bookkeeping Professionals
With over 20 years of experience supporting small businesses, Lorel specialises in bookkeeping and compliance requirements. She is dedicated to understanding each client’s unique situation and business characteristics, working proactively to provide timely reporting and tailored support.

Fluent across a variety of software platforms and flexible in her approach, Lorel can assist businesses of all types with efficiency and care. Her commitment to accuracy and client service makes her a trusted partner for business owners.

Senior Client Manager

GAVIN TRACEY

Meet Gavin, One of Our Senior Client Managers
A qualified Chartered Accountant (CA) with over 15 years of experience, Gavin brings a strategic mindset and a wealth of knowledge to his role. His background spans several respected firms, including one of Australia’s Top 50 practices where he has worked with a diverse client base across industries such as healthcare, property, retail, manufacturing, and private investment.

Known for his thoughtful approach and long-term commitment to client success, Gavin specialises in tax compliance, corporate restructuring, tax planning, budgeting, and three-way forecasting. His ability to build strong, lasting relationships makes him a trusted advisor to the businesses he supports.

Away from the numbers, Gavin enjoys quality time with his family, is a dedicated AFL fan, and has recently picked up his golf clubs again, rediscovering his love for the game.

Mortgage Broker

ADAM COWBURN

The newest member to the Kadota Lending team, Adam comes from a wealth of experience in retail management.  Based on the Sunshine Coast, Adam is highly motivated and loves helping you achieve your dream of owning your own home. With access to over 40 different lenders we offer here at Kadota, he has the ability to give you the highest possible service to reach your goals.

Outside of work, Adam is a basketball fanatic, loves going to have a coffee and gets out for a game of golf whenever he can.

Client Services Manager

CORINNE DULLROY

With a background of over 12 years working in customer service for NAB and Westpac, Corinne prides herself on her attention to detail and her ability to provide clear, concise explanations to lending clients, ensuring they feel confident and informed every step of the way.

Outside of work, Corinne enjoys spending time with her husband and two teenage children on the beautiful Sunshine Coast. With her dedication to customer service and her commitment to excellence, Corinne is here to assist you in the lending process.

Client Services Manager

VIVIAN NGUYEN

Since graduating, Vivian has been dedicated to the financial planning industry. She humbly contributes to our team by managing data, streamlining processes, and supporting adviser Luke Taylor. Together, they work closely to deliver personalized solutions to our clients.

Outside of work, Vivian finds joy in the simple pleasures of music and travel, which inspire her to approach her work with curiosity and an open mind. Her commitment to continuous improvement drives to contribute to our mission of providing exceptional financial planning services.